Bank of mum and dadA better way

Invest in your child’s property via an ASIC regulated managed investment trust structure

Be the Bank of Mum and Dad
The OSQO Deposit Gap Loan Direct Fund

  • Allows Bank of Mum and Dad to invest directly in their own child’s property purchase in a formal, arms-length and structured way.
  • Will supplement any shortfall in the deposit gap
  • Will collect interest monthly and distribute to Mum and Dad investors quarterly.
  • On repayment of the Deposit Gap Loan Property Growth Interest based on CoreLogic data for property growth in the relevant postcode is included allowing Mum and Dad to share in the gain.

Learn more about our deposit gap loans

Click here

Current approach
Bank of Mum and Dad

The Bank of Mum and Dad (BoMaD) is increasingly involved in bridging the deposit gap

It is estimated that the BoMaD is currently the 9th largest mortgage lender in Australia with an average contribution of $89,000 and a total outstanding amount of $34 billion in loans (Source: Digital Finance Analytics).

Many of these BoMaD loans are undocumented which can lead to family disputes.

Administration and taxation consequences need to be appropriately managed.

OSQO allows Mum and Dad to invest with their children in their new home using a Deposit Gap Loan

Click here

For more information on the OSQO Deposit Gap Loan Direct Fund click here to view our Information Memorandum

Contact us